Free coverage review
Let’s check what you already have.
Most people have never had anyone read their policies back to them in plain language. That’s all a coverage review is. No cost, no obligation, and no assumption that anything needs to change.
Request my free reviewCall (808) 292-1084
- No cost to you
- Independent & local
- 20+ years on O‘ahu
What we actually look at
- Your doctors and your prescriptions
- The first check, every time. If a change would cost you a doctor you trust or push a medication out of reach, that usually settles the question on its own.
- What you’re paying, against what you’re covered for
- Premium, deductible, out-of-pocket maximum and network — together, not one at a time.
- The gaps between your policies
- Where your health plan stops and your life, long-term care or income protection was supposed to start. This is where most surprises live.
- Whether you’re leaving help on the table
- Med-QUEST, the Medicare Savings Programs, Extra Help, marketplace subsidies. A lot of Hawai‘i households qualify for more than they realise.
- Your timing
- Enrollment windows, penalties, and when you can and can’t make a change.
What you’ll get
A plain-language summary of what you hold today, anything we think is exposed, and your options if you want them. If your coverage is already right, we’ll say so and you’ll owe us nothing — that happens often, and it’s a perfectly good outcome.
Handy to have, not required
Your current plan card, a list of your medications, and the names of your doctors. If you don’t have them to hand, come anyway — we can work most of it out together.
Already know which area you need?
These pages go straight to the right advisor.
Request your free coverage review
Tell us how to reach you and roughly what you hold today. An advisor follows up within one business day.
Your information is used to prepare your comparison and to follow up with you. We never sell or share it.